Flathead Homes with Navigable Water Waterfront desc

Welcome to Flathead County, Montana, a stunning destination that combines breathtaking natural beauty with a vibrant community spirit. Nestled in the heart of the Rocky Mountains, Flathead County is renowned for its picturesque landscapes, outdoor recreational opportunities, and, most notably, its captivating waterfront properties.

Imagine waking up each day to the soothing sounds of water lapping against the shore, with panoramic views of the majestic Flathead Lake or the serene rivers that meander through this enchanting region. Homes with navigable water access in Flathead County offer not just a residence but a lifestyle brimming with adventure and tranquility. Whether you’re fishing, kayaking, or simply enjoying a sunset cruise, your waterfront home serves as the perfect gateway to a world of aquatic leisure.

The real estate market in Flathead County is as diverse as its scenery. From charming cabins tucked away in the woods to luxurious estates with expansive lakefront views, there’s a property to suit every taste and budget. Each home provides an opportunity to embrace the great outdoors, with activities like hiking, skiing, and wildlife viewing just a stone's throw away.

Flathead County is not only about its natural allure; it boasts a warm community atmosphere with local shops, restaurants, and cultural events that make it a wonderful place to call home. With a strong sense of community and a lifestyle centered around nature, homes with navigable water in Flathead County are truly a slice of paradise waiting for you to discover. Come explore your dream waterfront retreat today!

Newest Flathead Homes with Navigable Water Waterfront desc

$1,125,000

3 Beds ⋅ 3 Baths ⋅ 30077504 MLS

**WHITEFISH LAKE LIVING!** Rare opportunity to own a coveted Bay Point condo offering Whitefish Lake access, a **beautifully treed setting with peeks of the lake**, an exceptional location and nightly/weekly rental potential. Offered fully furnished and turnkey, this beautifully updated residence features a unique and highly desirable **3-bedroom PLUS den** floor plan, 2 baths, vaulted ceilings, fireplace, updated kitchen, in-unit washer/dryer and new HVAC mini-split. **Two private decks overlook the surrounding trees and offer peeks of Whitefish Lake**, creating a peaceful Montana setting for morning coffee, evening cocktails or simply relaxing after a day of adventure. Two parking spaces included. Enjoy over **600' of private community Whitefish Lake frontage** with beach and dock access. Seasonal boat slips are offered through an annual lottery and, historically, availability has exceeded owner demand. Community amenities include an indoor pool and hot tub. The location is hard to beat—close to Whitefish City Beach and within walking/biking distance of **charming Downtown Whitefish**, known for its restaurants, boutiques, galleries, cafes and lively small-town atmosphere. Renowned **Whitefish Mountain Resort** is just minutes away, with Glacier National Park and Glacier Park International Airport easily accessible. Surrounded by mature trees, natural beauty and wildlife, #16D provides a wonderful sense of retreat while keeping the best of Whitefish close at hand. **Nightly/weekly rentals are allowed**, providing flexibility as a vacation home, personal getaway or income-producing property in one of Montana's most desirable resort communities. **Lake. Skiing. Downtown. Glacier. A beautifully treed Montana setting.

300 Bay Point Drive Unit 16D, Whitefish

Listing courtesy of Listing Agent: Debbie J Maue | dmaue@glaciersir.com from Listing Office: Glacier Sotheby's International Realty Whitefish.

$499,000

30077136 MLS

Nearly 100 Feet of Pristine Whitefish Lakefront! Enjoy an exceptional waterfront setting with your own private beach, offering the freedom to launch directly from shore and keep your boat just steps away. With plenty of room for picnicking, relaxing, and camping, this lakeside parcel is perfectly suited for making the most of Montana’s spring, summer, and fall seasons. Spend your days on the water and your evenings gathered along the shore with family and friends, creating unforgettable memories on Whitefish Lake.

NHN Cliff View, Whitefish

Listing courtesy of Listing Agent: Matt L Buckmaster | matt@purewestmt.com from Listing Office: PureWest Real Estate - Whitefish.

$16,495,000

4 Beds ⋅ 6 Baths ⋅ 30076977 MLS

An extraordinary waterfront estate that redefines modern mountain luxury. Perfectly positioned on one of the most coveted waterfront parcels on the west side of Whitefish Lake, this newly completed architectural masterpiece offers an exceptionally rare opportunity to own a property that simply cannot be replicated. Set along approximately 78 feet of pristine shoreline within a quiet, protected bay, with deep-water moorage, the property enjoys one of the most desirable locations on the lake. Unlike many west-side waterfront homes, it is situated well away from the railroad, providing a remarkably peaceful setting. Just a few gentle steps lead from the home to the water's edge, offering an effortless connection to lakefront living. Offered fully furnished, turnkey, and encompassing 5,761 square feet, the residence was masterfully designed by RJ Bacon Design and is a striking composition of concrete, structural steel, and walls of glass that blur the line between architecture and nature. Every element was thoughtfully conceived to frame the surrounding landscape while creating a home that is both timeless and bold. The interiors, curated by the acclaimed design firm Belle Grey Interiors of Bellevue, Washington, are sophisticated yet inviting. Dramatic custom wood ceilings and wall treatments add warmth and texture throughout, balancing the home's contemporary architecture with an unmistakable sense of craftsmanship. Designed for both luxurious everyday living and exceptional entertaining, the residence offers four luxurious bedroom suites, six designer bathrooms, laundry rooms on both levels, an oversized three-car garage, and an abundance of covered outdoor living spaces. Expansive covered terraces create seamless indoor-outdoor living, providing the perfect setting for lakeside dining, relaxing by the fire, or entertaining family and friends while enjoying the beauty of Whitefish Lake in every season. Perhaps the home's greatest luxury is its setting. Just a few easy steps lead from the home to the water’s edge, where a Knight Dock is included, creating exceptional access to the lake and making this one of the most desirable waterfront properties available. Properties of this caliber are defined by what cannot be recreated: an irreplaceable homesite, world-class architecture, extraordinary design, and an intimate connection to the lake. This is more than a home, it is a legacy property destined to become one of Whitefish Lake's iconic waterfront estates.

1608 W Lakeshore Drive, Whitefish

Listing courtesy of Listing Agent: Matt L Buckmaster | matt@purewestmt.com from Listing Office: PureWest Real Estate - Whitefish.

$2,850,000

3 Beds ⋅ 3 Baths ⋅ 30076861 MLS

Experience exceptional lakefront living on beautiful Bitterroot Lake. Custom built in 2009 with an emphasis on quality craftsmanship, high-end materials, and thoughtful details throughout, this impressive 4,550-square-foot home is situated on 1.2 acres with approximately 155 linear feet of private lake frontage. The home features three generously sized bedrooms, a dedicated home office, and a theater room, providing plenty of space for both everyday living and entertaining. Designed to make the most of its waterfront setting, the residence offers spacious living areas, beautiful lake views, and an extensive list of custom features. The great room and primary bedroom each feature a fireplace, creating warm and inviting spaces throughout the seasons. Custom stained glass details add distinctive character throughout the home. The kitchen is equipped with GE Profile and Monogram appliances, complementing the home's quality finishes and custom construction. The primary suite offers a luxurious retreat with a SunTouch heated bathroom floor and jetted tub. Additional features include a Vacuflo central vacuum system, custom water treatment system, and a 24 kW Generac propane generator for added peace of mind and year-round reliability. Outdoor living is equally impressive. A large wraparound deck showcases expansive views of Bitterroot Lake and provides generous space for relaxing, dining, and entertaining. A remote-controlled awning on the back deck offers welcome shade during warm summer afternoons while still allowing you to enjoy the waterfront setting. With 155 feet of Bitterroot Lake frontage, the property offers direct access to swimming, boating, fishing, and endless days on the water. The 1.2-acre setting provides room to enjoy the natural beauty and privacy of Northwest Montana while remaining connected to one of the area's most sought-after recreational lakes.

20 Bitterroot Cove Court, Marion

Listing courtesy of Listing Agent: Derek W Blanchard | derek@bigskyproperties.com from Listing Office: Big Sky Properties of Montana, Inc..

$485,000

2 Beds ⋅ 1 Baths ⋅ 30076804 MLS

Highly desirable Bigfork Harbor condo featuring one bedroom on the main floor plus a spacious loft that serves as a second bedroom. Vaulted ceilings and a cozy fireplace enhance the inviting living area, while thoughtful upgrades and a newer sliding glass door opening to the deck add comfort and style. Bigfork Harbor offers an exceptional waterfront lifestyle with your own boat dock, a secure swimming pool and sunning area, and a waterfront fire pit where you can relax and watch the sunset. Fishing enthusiasts will appreciate the on-site fish cleaning station and boat launch. Enjoy an easy stroll to Sliters Park and summer Sunday concerts. Walk into the Village of Bigfork to enjoy the Bigfork Summer Playhouse, art galleries, charming shops, and an array of fabulous restaurants and watering holes. A wonderful place to call home, a Montana getaway, or an investment opportunity in one of Bigfork’s most desirable waterfront communities.

270 Bridge Street Unit 303 Quiet Cove II, Bigfork

Listing courtesy of Listing Agent: Cherie T Hansen | chansen@cheriehansen.com from Listing Office: Glacier Sotheby's International Realty Bigfork.

$4,250,000

3 Beds ⋅ 4 Baths ⋅ 30076891 MLS

Set amid the breathtaking landscape just outside Whitefish, this exceptional 11+acre retreat occupies a bluff at the confluence of the Whitefish River and Haskill Creek. Thoughtfully designed by David Koel of Cushing Terrell architects to celebrate its setting, the 3200-plus-square-foot residence pairs contemporary architecture with expansive views, native landscaping, and a profound connection to the outdoors. Built by Martel Construction, the quality is apparent in every detail. The property is composed of three interconnected single-story structures arranged in a triangular plan that echoes the shape of the land. The main residence features a spacious great room encompassing living, dining, and kitchen areas, with soaring river views, a cozy dining alcove, private office, and serene master suite opening to its own terrace. The custom kitchen showcases quartz countertops and a subway-tile backsplash, while four-inch-thick radiant-heated concrete floors and a plate-steel fireplace surround add warmth and refined simplicity. Sliding glass doors extend the living spaces onto a generous covered patio, creating an effortless transition between indoor and outdoor living. A separate two-suite guesthouse offers privacy for family and friends while remaining connected to the main home by a breezeway. A third structure, inspired by a traditional Montana barn, creates a welcoming gateway from the gravel drive while housing a generous garage and woodworking shop. Solar panels integrated into its standing-seam metal roof provide an ample portion of the property’s annual electricity needs. Throughout the estate, locally sourced materials—including black-stained western red cedar, Montana quartzite, steel, concrete, and glass—reinforce the home’s connection to its surroundings. Gravel paths lead from the buildings toward the river and creek and meander around the perimeter, with charming benches strategically placed to enjoy the landscape and native birds. Designed for a life of quiet sophistication and outdoor adventure, this one-of-a-kind property offers a rare combination of privacy, architectural distinction, and direct immersion in Montana’s natural beauty.

580 Monegan Road, Whitefish

Listing courtesy of Listing Agent: Chet Todd | chet@trumanrealestate.com from Listing Office: Truman Real Estate Inc.

$1,500,000

30076884 MLS

Remarks: Nice level lakefront lot just over 1 acre in size with 178' of good frontage. Only 3 1/2 miles off of Highway. The lot has been parked out and has power already in place in three locations. The driveway is in place and the lot has septic approval.

1256 Bitterroot Lane, Marion

Listing courtesy of Listing Agent: Donald J Peterson | don@westernbrokers.com from Listing Office: Western Brokers.

$1,300,000

3 Beds ⋅ 3 Baths ⋅ 30076391 MLS

What if your backyard was the Flathead River? Welcome to a modern Montana retreat where mornings begin with coffee overlooking the water, summer afternoons can be spent floating straight from home, and evenings are made for gathering on the patio as the river rolls by. Built in 2020 and beautifully situated on 0.553 acres with approximately 95 feet of Flathead River frontage, this 2,429-square-foot home brings together modern design, comfortable everyday living, and the outdoor lifestyle people come to Montana dreaming about. Step inside and you’re greeted by soaring ceilings, clean architectural lines, an open-concept layout, and an abundance of natural light. The heart of the home is the spacious kitchen, featuring custom cabinetry, granite countertops, a large walk-in pantry, plus a new range and microwave—ready for everything from slow Sunday mornings to dinner with a house full of friends. The thoughtful floor plan offers 3 bedrooms, 2.5 bathrooms, a main-level primary suite, and a huge bonus room, giving you plenty of flexibility for guests, a home office, media room, workout space, or whatever fits your lifestyle. And there’s more to love: new central A/C brings added comfort during Montana summers, while the new fence adds another layer of function and privacy outdoors. A fireplace, attached two-car garage, covered front porch, patio, add convenience to this already impressive property. But the real showstopper? The river. Imagine stepping outside to fish, swim, paddle, or float the Flathead from your own backyard—or simply sitting above the water and taking in the view. And when adventure calls, Glacier National Park is approximately 25 minutes away, while restaurants, shopping, schools, and the conveniences of Columbia Falls are just minutes from home. This isn’t simply a house near the river. It’s morning coffee by the water. It’s spontaneous summer floats. It’s Montana sunsets from your own backyard. It’s the lifestyle you’ve been waiting for.

1020 Riparian Drive, Columbia Falls

Listing courtesy of Listing Agent: Heidi Santone | heidi@windermere.com from Listing Office: Windermere Real Estate Whitefish.

$12,000,000

3 Beds ⋅ 2 Baths ⋅ 30069885 MLS

**Drone video available upon request.**This remarkable 317-acre property captures sweeping valley and dramatic mountain views from sunrise to sunset, complemented by navigable 4,930 ft +/- of Flathead River frontage for boating and recreation. Nestled in a serene, natural setting with AG-80 zoning, ensuring your privacy is preserved for the future. The rich black topsoil and irrigation make the land ideal for cultivation. Just seven miles from downtown Kalispell, the property offers a rare balance of seclusion and convenience. The central location is easily accessible to the area's outdoor pursuits, such as hiking, fishing, hunting, and skiing, as well as visiting local attractions, including museums, art galleries, and restaurants. The gorgeous Craftsman-style main home boasts a rock fireplace, an inviting wraparound porch, and windows that let in natural light. An expansive deck off the primary bedroom allows you to relax and watch the surrounding wildlife. The home includes a spacious second bedroom upstairs and an extra room in the finished basement. This legacy property has major water rights, a shop with an 1-bedroom apartment, a small dry cabin, and other various outbuildings, completing this extraordinary offering.

1514 Steel Bridge Road, Kalispell

Listing courtesy of Listing Agent: Ryan P Rowe | Ryan@purewestmt.com from Listing Office: PureWest Real Estate - Whitefish.

$1,600,000

3 Beds ⋅ 5 Baths ⋅ 30076027 MLS

Discover the Flathead Lake lifestyle at 104 Deep Bay Drive, a striking timber-frame residence tucked into a peaceful, wooded setting just three miles south of Lakeside. Offering approximately 3,100 square feet with 3 bedrooms and 4.5 bathrooms, this multi-level home blends warm Montana character with generous gathering spaces and sweeping lake and mountain views. A private neighborhood trail leads to 234 feet of shared Flathead Lake frontage with a designated boat slip on navigable water. Set on approximately 0.52 acres, the property offers an appealing combination of privacy, year-round access and effortless lake enjoyment. Whether used as a full-time residence or seasonal retreat, this special property provides a beautiful setting for enjoying everything Northwest Montana has to offer. Property details are sourced from public records; buyers and their agents should independently verify square footage and waterfront measurements.

104 Deep Bay Drive, Lakeside

Listing courtesy of Listing Agent: Amy Wilson | awilson@glaciersir.com from Listing Office: Glacier Sotheby's International Realty Lakeside.

$2,000,000

3 Beds ⋅ 4 Baths ⋅ 30073275 MLS

Perched above the sparkling waters of Flathead Lake, this exceptional luxury townhouse captures breathtaking panoramic views stretching across Flathead Lake to the Mission Mountains, Whitefish Mountain Resort, and Glacier National Park. From sunrise to sunset, enjoy an ever-changing backdrop of Montana's most iconic scenery from one of the area's most sought-after locations. Designed with both elegance and comfort in mind, this beautifully crafted residence offers 3 bedrooms and 3.5 bathrooms with quality finishes throughout. The main-level primary suite provides privacy and convenience, featuring heated slate floors and a spa-inspired steam shower. Two additional ensuite bedrooms offer comfortable accommodations for family and guests. The gourmet kitchen is appointed with custom cabinetry, premium finishes, and an oversized walk-in pantry, making it equally suited for entertaining and everyday living. The inviting living room centers around a propane fireplace, while the primary suite features its own propane fireplace for a warm and relaxing retreat. Downstairs, a wood-burning stove creates the perfect gathering space after a day on the lake or the ski slopes. A whole-home sound system allows music to be enjoyed throughout the home or individually by room. Expansive outdoor living spaces provide the ideal setting to dine, entertain, or simply take in Montana's unforgettable sunsets, dramatic rainbows, and sweeping lake and mountain views. An oversized two-car garage offers generous storage for vehicles, recreational equipment, and all your Montana adventures. Included with the property are rights to a permanently assigned 35-foot boat slip equipped with a 7,000-pound boat lift. The HOA owns and maintains the marina, allowing owners to spend more time enjoying the lake. Community amenities include 572 feet of shared Flathead Lake frontage, a private boat launch, clubhouse, tennis and pickleball court, beautifully maintained grounds, and a private beach. The HOA provides exceptional value by covering exterior painting, roof maintenance and replacement, landscaping, road maintenance, and snow removal. While routine deck maintenance is the owner's responsibility, scheduled deck replacements are completed and funded by the HOA. Offering an unmatched combination of panoramic views, private boating access, resort-style amenities, and low-maintenance ownership, this is a rare opportunity to own an extraordinary home on Flathead Lake.

333 Jib Court, Lakeside

Listing courtesy of Listing Agent: Nan Wise | nan@p3.realestate from Listing Office: P3 & Associates, Inc..

$399,000

30075522 MLS

One of the last remaining waterfront building lots in this highly sought-after Flathead River community, this exceptional 0.53-acre homesite offers approximately 98 feet of Flathead River frontage and is perched atop a scenic bluff overlooking the river. The elevated setting provides an ideal backdrop for a custom home, capturing beautiful views while offering privacy and a true connection to Montana's natural landscape. Spend your days fishing, floating, kayaking, or simply enjoying the sights and sounds of the Flathead River from your own property. Residents also enjoy access to a private community gravel beach just a short distance away, providing an easy place to relax, launch a raft, or enjoy the water. Ideally located just minutes from downtown Columbia Falls, shopping, dining, schools, and everyday amenities, with Glacier National Park's west entrance approximately 20 minutes away. Surrounded by breathtaking mountain scenery and endless year-round recreation, this property offers the best of the Montana lifestyle. City water, city sewer, natural gas, and electricity are available to the lot, making it ready for your vision. Opportunities to own one of the final riverfront building lots in this desirable neighborhood are increasingly rare—don't miss your chance to build a legacy property along one of Montana's most treasured rivers.

1530 Riparian Drive, Columbia Falls

Listing courtesy of Listing Agent: Eric Perlstein | landmontana@gmail.com from Listing Office: Keller Williams Realty Northwest Montana.

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board logo IDX information provided courtesy of the Montana Regional MLS, LLC. IDX information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.